the user requests a read-only mount. This is necessary because we
don't do the VOP_OPEN again if they upgrade a read-only mount to
read-write.
Fixes lockup when creating files on msdosfs mounts that have been
mounted read-only then upgraded to read-write. The exact cause of
the lockup is not known, but it is likely to be the kernel getting
stuck in an infinite loop trying to write dirty buffers to a device
without write permission.
Reported/tested by andreas, discussed with phk.